Kray Microfinance

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Growing Business

We help small and medium sized businesses access loans, investments through our mobile app or USSD

We Support

Through Mobile, Web & USSD
Platforms

access our loans, any time , anywhere at your own convenience. Download our mobile application on Play store and follow procedures.

Access Our Loans

Our Products And Services

Fast Fix Loans

Fast approval.
Up to 500,000 Ugx.
Mobile phone payments.

MicroBiz Loan

Fast approval.
Up to 3 Million Ugx.
Mobile phone payments.

Smart Salary Loan

Fast approval.
Up to 10 Million Ugx.
Monthly payroll deduction.

SME loan

Fast approval.
Up to 20 Million Ugx.
Mobile phone payments.

Asset Financing

Pay in 18 months.
50% down payment.
Mobile phone payments.

Riders Loan

Fast approval.
Up to 3 Million Ugx.
Motorcycle log book.

Kray Mobile App

Download the Kray app to get started today!

Access all our products & Services in one place
Fast, easy, reliable & convenient
Regular updates to suit all your needs
Free SMS alerts & reports

Download App

Kray Smart Card is here!

Visit any of our branches to get yours today!

Transact at over 700 ATMS across the country.
Shop anywhere!
Receive real time SMS alerts.
Manage your account online!

Get Yours Now

Pick & Pay Your Loans Here!

Want to earn more on your own terms?
Become a loan agent today and service clients at your convenience with Kray Ssente hub!
Call / WhatsApp +256707888001

Look out for a Kray Ssente Hub Agent near you!

Get in touch today!

Our Success Story

District Served

Total Clients Served

Total Loans Disbursed

Loan Agent Network

Our Partners

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