Innovation drives our growth, enabling us to create smarter, faster, and more convenient financial solutions for our clients.
Kray is a Tier 4 digital microfinance institution based in Kampala, Uganda with our branches in Kyaliwajjala, City Centre, Kawempe, Nansana and Nateete.
Since 2012, we’ve supported micro, small, and medium entrepreneurs with accessible loans, savings and Investment solutions.
We make it easy for them to access credit anytime, anywhere via our mobile app and USSD code, whether on a feature phone or smartphone.
Dial *217*332# or download the Kray App to get started!
To become the most reliable, efficient and trusted financial partner of choice
To provide exceptional financial services by building lasting customer relationships and serving with integrity, purpose, and a commitment to honoring God.
Innovation drives our growth, enabling us to create smarter, faster, and more convenient financial solutions for our clients.
We ensure our clients receive respectful, transparent, and reliable services every step of the way.
We ensure honesty, transparency, and trust in every interaction with our clients and partners.
Our platforms are designed to make accessing financial services seamless, whether you’re using a smartphone or a feature phone.
Teamwork fuels our success, allowing us to collaborate, innovate, and deliver exceptional service together.
Excellence is our standard, driving us to consistently exceed expectations in every service we deliver.
Dial *217*332# or download the Kray app to get started today!
